The Credit Card Optimizer
Compare Every Card.
Maximize Your Wallet.
Database of 21+ cards from Canada's Big Six banks. Sort by fee, interest, or bank to find your perfect match.
What matches your spending style?
Card Name | Bank | Fee | Int. | Category | Action |
|---|---|---|---|---|---|
| eclipse Visa Infinite* | BMO | $120 | 20.99% | Points | Apply |
| CashBack World Elite* Mastercard* | BMO | $120 | 20.99% | Cash Back | Apply |
| AIR MILES®† Mastercard®* | BMO | Free | 20.99% | Points | Apply |
| Dividend® Visa Infinite* Card | CIBC | $120 | 20.99% | Cash Back | Apply |
| Aeroplan® Visa Infinite* Card | CIBC | $139 | 20.99% | Travel | Apply |
| Aventura® Gold Visa* Card | CIBC | $139 | 20.99% | Travel | Apply |
| World Elite® Mastercard® | National Bank | $150 | 20.99% | Travel | Apply |
| mycredit® Mastercard® | National Bank | Free | 20.99% | Low Interest | Apply |
| Avion Visa Infinite | RBC | $120 | 19.99% | Travel | Apply |
| Ion+ Visa | RBC | $48 | 19.99% | Points | Apply |
| Cash Back Mastercard | RBC | Free | 19.99% | Cash Back | Apply |
| Passport® Visa Infinite* Card | Scotiabank | $150 | 20.99% | Travel | Apply |
| Scotia Momentum® Visa Infinite* Card | Scotiabank | $120 | 20.99% | Cash Back | Apply |
| Gold American Express® Card | Scotiabank | $120 | 20.99% | Points | Apply |
| SCENE®* Visa* Card | Scotiabank | Free | 19.99% | Student / No Fee | Apply |
| Scotia Momentum® No-Fee Visa* Card | Scotiabank | Free | 20.99% | Cash Back | Apply |
| Value® Visa* Card | Scotiabank | $29 | 12.99% | Low Interest | Apply |
| Cash Back Visa Infinite* Card | TD | $139 | 20.99% | Cash Back | Apply |
| ® Aeroplan® Visa Infinite* Card | TD | $139 | 20.99% | Travel | Apply |
| Rewards Visa* Card | TD | Free | 19.99% | Points | Apply |
| Low Rate Visa* Card | TD | $25 | 12.9% | Low Interest | Apply |
Showing 21 cards
Data updated: 2/4/2026
* Interest rates, fees, and offers are subject to change by the issuers without notice. MyLifeToolkit is an independent comparison tool and is not affiliated with the banks listed. Please review the full terms and conditions on the official bank application page before applying.